- Preventive care is covered 100% with in-network providers
- Higher monthly premiums
- Deductible for in-network providers: $300 for single coverage and $600 for family coverage.
- Coinsurance for in-network providers: 15%
- Office co-pays for non-preventive healthcare services:
- $15 for primary care doctors
- $30 for specialists
- Co-pays do not go toward meeting your deductible
- Out of Pocket Maximum for in-network providers
- $1,500 for single coverage ($1,200 AAUP)
- $3,000 for family coverage ($2,400 AAUP)
- Optional Healthcare FSA and/or Dependent Care FSA
- Contribution is taken pre-tax
- Full amount is front-loaded at the start of the plan year
- No employer contribution
- Amounts cannot be changed during the plan year unless a qualifying event occurs
- Use it or Lose it
- Funds must be used by March 15, 2026
- Leftover money will be lost
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